Join Us
Connect with others and find support.
methodology-benefit methodology-benefit
Listing Owner
Stats
21338 Views
Last Updated on Tuesday, 2 April 2013 11:09pm
CONFUSED BY HEALTH CARE REFORM?!?
CONFUSED BY HEALTH CARE REFORM?!? We Are the People …. Who can help YOU! Join us at one of our Information & Enrollment Seminars Licensed agents will be available to help you with: 1. Understanding the law & how changes will affect you 2. Figuring out if you qualify for state assistance through a subsidy 3. Determining the best plan that meets the needs & budget for you & your family (plans offered through the state & major ins carriers in CA) 4. Enrolling you in the right plan to avoid g...
October 5 @ 12:33pm | 1 More Bulletin Posts ▸

Location: Office ▸

    Quick Map ▸   

Country: United States
State / Province: California
City: San Diego
Zip: 92108
Street: 8880 Rio San Diego Dr Suite 800
Phone: 858-922-0777
Email:
Click to Enlarge

Information

Website: http://www.insphereis.com/yamyer Visits 316
Email:
Slogan: Life | Health | Long-Term Care | Disability | Dental & Vision Plans | Retirement Plans | Fixed Annuities
Bio:

I was born and raised in South Africa.   my grandmother was very ahead of her time and raised my mom holistically.  In fact growing up, our “doctor” was our homeopath! In fact, who in their right mind would treat a stye with urine??? 


My mom had never had an antibiotic her whole life until the age of 56 when she was diagnosed with breast cancer.  Somehow we always managed to self-treat, until then.  At that point, I got stuck dealing with her insurance and that is how I got to where I am today.


I have 2 girls ages 16 and 19.  I also did not immunize them and treat them holistically.  In fact, I have not had an antibiotic in my 44 years.


So I think I fit well with the Natural Baby Pros group.  I understand the options for maternity coverage and can help with State subsidized programs that you can use as back up, especially if you choose a home birth or birthing center. 


 


✔ ABOUT ME

I am proud to represent Insphere Insurance Solutions in the San Diego area. I love that in this current position I have the ability to meet different people as well as help them make sense of the mayhem revolving around the insurance industry as a whole. I also enjoy the flexibility of my shedule; being my own boss and not relying on employees. In fact I started when my girls were 3 and 6 years old, so flexibility was key for me! I personally meet with my clients to understand their needs and provide objective guidance and solutions. 

✔ WHO IS INSPHERE INSURANCE SOLUTIONS?

We are one of the fastest growing insurance distribution companies in America providing real solutions for unmet needs in life, health, retirement and long-term care insurance products. 

For families or individuals, we can help you select solutions from a wide range of products from nationally recognized carriers, which meet your diverse needs. At Insphere Insurance Solutions, we want to deliver the products and services you need today — and, to continue to meet your insurance requirements as they change over time.

✔ TO CONTACT ME

Please don't hesitate to reach out to me for a free, no obligation quote and a review of your current insurance needs. You can reach me at 858-259-5032 or at yamyer@insphereis.com. I look forward to hearing from you!

✔ OUR SPECIALTIES 

Life Insurance | Health Insurance | Medicare Options | Long-Term Care Insurance | Disability Insurance | Dental & Vision Plans | Retirement Plans | Final Expense Insurance | Whole Life Insurance | Universal Life Insurance | Fixed Annuities | Fixed Index Annuities | 100% After Deductible Plans | Copay Plans | HSA-qualified | High Deductible Health Plans | Accident Only Plans | Critical Illness/Cancer Plans | Hospital Confinement Plans | Personalized Service


Experience


Sales Leader


Insphere Insurance Solutions

January 2012 – Present (1 year 1 month)


I am proud to represent Insphere Insurance Solutions in the San Diego area. We are focused on serving the life, health, retirement and long-term care insurance needs of small businesses and middle-income families and individuals. I have been in the industry for over a decade now. I personally meet with my clients to understand their needs and provide objective guidance and solutions. 

★★ CA license # ODO9857 ★★


Gail (Yael) also knows about...


  • Long-Term Care Insurance
  • Dental & Vision Plans
  • Retirement Plans
  • Final Expense Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Fixed Annuities
  • Fixed Index Annuities
  • 100% After Deductible...
  • Copay Plans
  • HSA-qualified
  • High Deductible Health...
  • Accident Only Plans
  • Critical Illness/Cancer...
  • Hospital Confinement...

 


Advice for Contacting Me


Do you want to learn more about affordable healthcare and insurance options for you and your family and the services that Insphere Insurance Solutions has to offer? If so - I want to hear from you! Please don't hesitate to reach out to me at phone number and email.
Here are some basics about the types of Health Insurance plans Insphere offers:
★ Copay Plans...provide the security of a predictable, fixed payment for each medical care office visit.
★ 100% After Deductible Plans...include coverage that pays 100% for most covered, in-network expenses after your deductible is met.
★ HSA-qualified High Deductible Health Plans...can save you money on premium cost and help protect you against the cost of a catastrophic injury or long hospital stays.

Here are some basics about the types of Life Insurance plans Insphere offers:
★ Term Life Insurance...pays a death benefit if the insured person dies within the term of the policy.
★ Whole Life Insurance...offers guaranteed level premiums and life insurance protection for as long as you live, provided that premiums are paid as required to keep the policy in force. 
★ Universal Life Insurance...is a permanent policy that allows you the flexibility to customize the coverage and premiums that meet your needs.
★ Final Expense Insurance...is a Whole Life plan that is an affordable way to provide the financial resources necessary to cover your funeral costs, other final expenses or outstanding debts.


Honors & Awards


Top sales leader of the year last year (2011) 
Always place in top 100 nationwide in both personal and team production


Organizations


PTA at Torrey Pines High School Alliance for Affordable Service; Americans for Seniors; Americans for Financial Services

Licenses:
CA Insurance License ODO9857